Our Services

  My approach with my clients begins with an analysis of their financial situations.  Once I have an understanding of a client's overall objectives, I will then focus on specific goals, including:

• Retirement planning-- Making the most of your employer-sponsored retirement plans and IRA's.  Determining how much you need to save in order to retire comfortably.  Managing assets before and during retirement.
• Tax management-- Looking for ways to reduce your current and future tax burden.  This might involve referring you to qualified tax specialists.
• Estate planning-- Reviewing your wills and trusts and beneficiary designations.  Reducing exposure to estate taxes and probate costs.  Coordinating with your tax and legal advisors.
• Risk management-- Reviewing existing insurance policies.  Recommending policy changes when appropriate.  Finding a suitable policy for your situation.
• Education funding-- Recommending investment accumulation strategies that may help you pay for your children's education.
• Investments-- Determining your asset allocation needs.  Helping you understand your risk tolerance.  Recommending the appropriate investment vehicles to help you pursue your long-term financial goals.