Our Services

Our approach with clients begins with an analysis of their financial situations.  Once we have an understanding of a client's overall objectives, we will then focus on specific goals, including:

  • Retirement planning*-- Making the most of your employer-sponsored retirement plans and IRA's.  Determining how much you need to save in order to retire comfortably.  Managing assets before and during retirement.
  • Tax management Strategies-- Looking for ways to minimize your current and future tax burden.  This might involve coordinating with your qualified tax advisor.
  • Estate planning*-- Reviewing your wills and trusts and beneficiary designations.  Minimize exposure to estate taxes and probate costs.  Coordinating with your tax and legal advisors.
  • Risk management-- Reviewing existing insurance policies.  Recommending policy changes when appropriate.  Finding a suitable policy for your situation.
  • Education funding-- Recommending investment accumulation strategies that may help you pay for your children's education.
  • Investments*-- Determining your asset allocation needs.  Helping you understand your risk tolerance.  Recommending the appropriate investment vehicles to help you pursue your long-term financial goals.
  • Financial Planning*-- A personalized financial plan integrates the various aspects of your finances and develops a picture of how your future might look at different points in time and under different scenarios.  Financial Planning Request Form
  • Insurance Services--I can review your current life insurance, long-term care, and health insurance or help you find a new policy.

*Offered through Cetera Advisors LLC

 


For Business Owners

Our team can help you obtain a group health or disability plan or life insurance, including key person insurance.  Our independent financial services firm can get quotes from several companies to help you search for a plan that balances attractive features and competitive price.

Employer Sponsored Retirement Plans

An employer sponsored retirement plan offers tax savings and an incentive that can attract and retain quality employees.  The quality of service and available investment options is evolving.  Even if you already have a plan, it can be worth your while to request a review.  There is no cost and you can keep a copy for your records.

When you collaborate with Cameron Financial Strategies to provide your employees with a retirement plan, they also get financial education and access to local representatives for personal financial planning.  Additionally, improving your employees’ financial health may have a positive impact on their work performance.

We simplify the process of choosing a retirement plan by discovering your needs and narrowing down your options to the ones that make the most sense in your specific situation.  

Self Employed?

If you are self-employed, you have more retirement savings options than many employees do.  It is also less complicated for you to make large contributions than it is for business owners with employees. Your plan choice will depend on factors such as:

  • How much do you want to contribute?
  • Do you plan to hire employees in the future?
  • Do you want an option for Roth contributions?
  • With what plan administration costs are you comfortable?

 We can help you choose from the following types of plans:

  • SEP IRA
  • SIMPLE IRA
  • Individual 401(k) - with or without a Roth option
  • Profit Sharing Plan
  • Money Purchase Pension Plan
  • Defined Benefit Pension Plan
  • Traditional or Roth IRA